It is always better to exercise caution and be more aware and alert when using your credit card for no credit. One of the best and the most effective things that you can be doing right now to make sure that your Citibank credit card stays up to date and your finances remain just the way you want them is to review your account often.
Checking Your Account Information
This is probably the most important aspect of your finances. If you want to make sure that you are using your Citibank credit card more diligently, you need to review all your recent account activities regularly. Doing this is also fundamental to credit card safety and it is extremely easy.
You can either do it online or by phone. Typically your credit card issuer company or bank will make sure to send you emails and text alerts for the same and also about any unusual activity on your account. You may sign up to receive those notifications. You may also sign up for any credit monitoring services from your bank if you have already been a victim to financial frauds or identity theft in the past.
These monitoring services are very useful especially when you are travelling. Whenever you make a purchase the bank will use your phone’s location services to compare where the purchase was made and where your phone is located so that the activity can be verified. Search monitoring services come in handy when you want to stay up to date with your account information and credit card security.